Boat & Watercraft

Boat Insurance policies provide specialized protection you need for your boat or yacht. Our companies can provide complete protection of your vessel from bow to stern -- afloat or on land. Policy coverage extends to your outboard motor and controls, electric starting equipment and standard equipment fuel tanks. Coverage is also provided for portable boating equipment such as boat oars, life preservers, boat anchors, etc. You may also choose coverage for your boat trailer.

Boat Liability and Medical Payments coverage provides protection for your legal liability for accidents that may arise out of the use of your boat. Coverage is also provided for medical expenses incurred due to injuries received in a boating accident.

Other optional coverages can be purchased such as:

• Boater's Emergency Towing and Labor
• Boat Replacement Cost
• Uninsured Boater
• Boater's Personal Property Coverage

Various credits can be applied for such items as:

• Completion of safety courses
• Built-in fire extinguishing systems
• Depth finders
• Diesel engines
• Previous boat owner
• VHF ship to shore radio
• Loran or Satellite Navigation System
• Vapor or Fume Detection System

Some companies also offer a credit if your Homeowners policy is also placed with them.

We can also insure your jetski or waverunner.