Churches Program
Description:
No matter the size of your congregation, or how many buildings you have, we have the right insurance program for you. Our carrier partner has been providing specially designed and tailored coverage for religious institutions for more than 35 years. Their policies are designed as protection against the unique exposures you face every day.
Special Peril Protection for Churches
Property Coverage Highlights:
- Additions and Extensions of coverage tailor the policy to reflect the unique needs of churches.
- Signs - are automatically covered whether attached or not and off premises.
- Glass - treated as a building item. There's no better coverage offered anywhere.
- PLUS - economical "Bundles" of coverage for broader protection.
Optional Crime Highlights
- Crime Bundle - Includes Theft, Disappearance & Destruction, Money Orders & Counterfeit Currency, Forgery & Alteration & Crime Reward.
- Employee Dishonesty - Protection for Money, Securities and Other Property.
- Deductible Options are available.
Liability Coverage Highlights
- The Great Protector II liability coverage protects you for the legally liable of ownership, maintenance or use of your premises.
- Premises/Activities - volunteer labor included.
- Sexual Abuse – legal defense and liability protection for covered damages resulting from sexual acts including sexual harassment. Protects the church, staff members and volunteers.
- Directors and Officers – for wrongful acts of church directors, officers, trustees, business administrators and ministers.
- Counseling – counseling protection for staff and laymen.
- PLUS - other optional coverage to help customize your policy to your individual needs.
Additional Specialized Protection
- Church Autos, Vans and Buses
- Workers' Compensation
- Equipment Breakdown
- Umbrella
