Restaurants Program
Description:
Whether you have a family restaurant, fast food or a fine dining establishment, we have the right insurance program for you. Our carrier partner Great Central*, has created a plan that can combine broad property, liability, crime, business auto, workers compensation and umbrella coverage into a single program - and we will customize it just for you.
Special Peril Protection for Restaurants
Property Coverage Highlights:
- Additions and Extensions of coverage tailor the policy to reflect the unique needs of restaurants.
- Signs - are automatically covered whether attached or not and off premises.
- Glass - treated as a building item. There's no better coverage offered anywhere.
- PLUS - economical "Bundles" of coverage for broader protection.
Optional Crime Highlights
- Crime Bundle-Includes Theft, Disappearance & Destruction, Money Orders & Counterfeit Currency, Forgery & Alteration & Crime Reward.
- Employee Dishonesty-Protection for Money, Securities and Other Property.
- Deductible Options are available.
Liability Coverage Highlights
- The Great Protector II liability coverage protects you for the legally liable of ownership, maintenance or use of your premises.
- On premises owned.
- For business activities conducted.
- Products and completed operations.
- Advertising/Personal Injury liability (libel, slander and false arrest).
- Defense costs - including court costs and attorney's fees.
- PLUS - other optional coverage to help customize your policy to your individual needs.
Additional Specialized Protection
- Business Auto
- Workers' Compensation
- Equipment Breakdown
- Umbrella
*Great Central is also a member of the National Restaurant Association.